Residential Development Solutions
We offer a range of competitive solutions to suit single dwelling owner builder’s right through to multi level apartment developments.
Our property & financial strategists consider your individual needs when structuring your finance solution, for example determining an appropriate level of pre-sales based upon the nature of the transaction. Or no pre-sales at all depending on the strength of your project.
Investor Cashflow Finance would be pleased to discuss your project scenarios, we understand that cashflowing the project and including all costs is paramount to a successful outcome. For this reason we can also assist with…
TOTAL PROJECT FINANCE
The structure of the finance for your project is KEY to its success. As well as access the best core finance for your project, we also have access to specialist lenders in mezzanine and 2nd mortgages. When these facilities are used to top up funds, and the interest rate “cocktailed” over the whole project, the overall impact in interest exposure can be minimal. When you compare this strategy to – having investors involved in your project and resultant meetings/cheque administration/ disputes, or selling too many off plan early savaging your profit and control of the project – a little extra % in interest can often be a far cheaper alternative.
At Investor Cashflow Finance we are skilled in the development timeline related to funding and can analyse where you project needs cashflow injections. With some lenders we can lend up to 85% of LDCR (Loan to Development Cost Ratio) on a 1st mortgage (subject to strength of project) which theoretically includes all costs associated with the development being all soft and hard costs.
Contact us - one of our Property & Financial Strategists will be pleased to discuss the funding blueprint for your project.
Some examples of project funding …
Scenario Solution:
Standard Residential Development Glenn purchased a run down half acre property adjoining a park five years ago and currently owes $100,000 to a bank against the property. He subdivides the land, bulldozes the house and builds three townhouses on the property, cleverly sighting them to take in views of the park. The land is valued at $400,000 and the development costs are $700,000. Glenn plans to sell all three townhouses upon completion for $450,000 each.

Scenario Solution: Multi Apartment Development
Poole & Co and Project Property Pty Ltd own a dilapidated warehouse in an industrial inner city area. The land is rezoned, cleared and the property is subdivided into 12 fully serviced residential lots. Their intention is to sell 3 of the lots as vacant land to generate income to develop the remaining lots. Nine units will be constructed on the remaining lots, of which five are to be sold off the plan.


